Personal Insurance Planning

Tailored Personal Insurance Strategies

We all know that personal insurance can make a world of difference at a time when you and your family need it most. In this unpredictable world, personal insurance delivers a valuable benefit – certainty.

It’s critical for you to have a tailored personal insurance strategy in place to meet your individual needs both now and for the future.

We are here to help you navigate every financial challenge that comes your way with the confidence only professional advice can provide.

During our meeting we ensure:

  • A clear understanding of your current financial situation and personal protection needs
  • Answers to every one of your questions
  • Clarity and direction when it come to your personal insurance needs
  • An outline of the strategies discussed to serve as the roadmap for you to protect you, your family and your assets

Depending on your situation and goals, you may consider the following:

Income Protection Insurance

Income Protection is the best way to protect your current income if you are unable to work due to illness or injury. Income Protection insurance pays up to 75% of your gross annual income. You will have less financial stress when you are recovering because you have ongoing incomes to pay for your living expenses, your mortgage payments, your children's education etc.

Life Insurance

Life insurance provides peace of mind by paying a specified amount to your beneficiaries, ensuring that they are looked after in the event of your death.

Trauma Insurance

Trauma insurance provides a lump sum benefit to you if you are diagnosed with a specific illness or injury covered by the policy. This includes cancer, stroke, heart disease, blindness, severe burns, loss of speech or deafness. The lump sum benefit amount can be used to reduce debts, pay for medical expenses and maintain your lifestyle while you recover.

Total & Permanent Disability Insurance

TPD insurance provides a lump sum payment to you, if you become permanently disabled Generally, a permanent disability means you cannot work in your current occupation or a job you have trained or studied for, or previously worked in.

Find out how we can help you create a personal insurance strategy